Weather

Weather

Whether accumulated rainfall, wind speed or average temperature, there are a wide range of scenarios where a tailored insurance solution can be considered for protection against losses or damages incurred because of adverse, measurable weather conditions.

Bushfire Insurance

Fire is a major peril for plantations and vineyards.  

Liberty is developing innovative solutions using new technologies, combined with machine learning algorithms and various data sources, to cover bushfire risks utilising market leading satellite technology. Our processing technique enables us to develop an index that reflects the burnt surface post-event.

At a glance

  • Provides protection against financial loss based on the burnt area values defined at a pre-agreed and precise scale
  • Can be complimented by a traditional policy, providing protection against other perils
  • Fast, precise turnaround of loss assessment
  • Our algorithm determines the fire zone and estimates the fire severity to a granular level, to measure the plantation salvage 
  • A high level of quality service is provided by our expert underwriters who are supported by a team of talented actuaries, claims and administration professionals.
     
Find an Underwriter
Bill Hardie - Senior Underwriter, Crisis Management & Weather

Bill Hardie

Senior Underwriter, Crisis Management & Weather
T: +61 7 3235 8808

Email Profile

Michael Lincoln - Vice President, Crisis Management & Weather, Asia Pacific

Michael Lincoln

Vice President, Crisis Management & Weather, Asia Pacific
T: +61 2 8298 5958

Email Profile

Weather Index Insurance

Liberty offers Weather Index products that provide cover predicated upon weather conditions set out in the policy documents. This includes products specifically designed for construction companies, outdoor event operators and forestry plantations.

Be it accumulated rainfall, frost, wind speed, or average temperature, there is a wide range of scenarios where Weather Index Insurance can be considered.

At a glance:

  • Protection for Australian businesses that rely on rainfall, sunshine, wind, air pressure, cloud cover or a specific temperature range
  • Suited to a broad range of industries including agriculture, renewable energy, construction, mining, food & beverage producers, tourism and retail
  • Weather data obtained from Speedwell, who source the data from the Australian Bureau of Meteorology (BOM)
  • The policy must be in place 30 days prior to the commencement of the risk period
  • Fast claims process, with the parameters of the policy clearly outlined
Find an Underwriter
Bill Hardie - Senior Underwriter, Crisis Management & Weather

Bill Hardie

Senior Underwriter, Crisis Management & Weather
T: +61 7 3235 8808

Email Profile

Michael Lincoln - Vice President, Crisis Management & Weather, Asia Pacific

Michael Lincoln

Vice President, Crisis Management & Weather, Asia Pacific
T: +61 2 8298 5958

Email Profile

Wine Grape Smoke Taint

When vineyards and grapes are exposed to smoke this can result in wines with undesirable sensory characteristics, such as smoky, burnt, ashy or medicinal flavours.

Wine grape growers can protect themselves from financial loss if their grapes take on smoke taint caused by a nearby bushfire.

Liberty Specialty Markets offers a dedicated product that draws on satellite imagery to validate the significance of bushfire claims.

Find an Underwriter
Bill Hardie - Senior Underwriter, Crisis Management & Weather

Bill Hardie

Senior Underwriter, Crisis Management & Weather
T: +61 7 3235 8808

Email Profile

Michael Lincoln - Vice President, Crisis Management & Weather, Asia Pacific

Michael Lincoln

Vice President, Crisis Management & Weather, Asia Pacific
T: +61 2 8298 5958

Email Profile

Find a specialist

Find a Claims specialist
James Paul - Senior Claims Specialist, Crisis Management

James Paul

Senior Claims Specialist, Crisis Management
T: +61 2 8298 5974

Email Profile

Nathan McLellan - Vice President, First Party Claims - Asia Pacific

Nathan McLellan

Vice President, First Party Claims - Asia Pacific
T: +61 2 8298 5944

Email Profile