We understand the diverse insurance needs involved in infrastructure and construction – the construction itself, the people, the transport of critical cargo, delay in start-up, and the environment – and our cross-lines approach coupled with our industry knowledge satisfies those needs. Our engineers have the industry experience to help clients control the risks, and our claims professionals have years of experience with complex, multi-party claims.
Our broad business appetite is backed by strong capacity, and we have substantial experience insuring infrastructure and construction across a spectrum of high-end project types:
We understand and can arrange insurance for multiple delivery methods of construction projects, from principle controlled, to subcontractors and everything in between.
Liberty has the business appetite, capacity (US$150 million PML) and in-depth understanding of technically complex risks to provide effective insurance cover for major infrastructure and construction projects. At the other end of the scale, we also provide comprehensive cover - especially multi-product solutions - to smaller and less complex projects.
We have an in-depth understanding of the financial implications of projects' delay in start-up (DSU). In the event of DSU, our cover is designed to help protect the financial viability of the project (from the owner's perspective), and to help ensure successful financing of private sector and private/public sector projects (from the lender's perspective).
At a glance:
Effective insurance of a large construction or infrastructure project requires significant capital, long-term commitment and proven industry experience. Liberty brings all of these to the table and offers a suite of PI insurance policies for major construction and infrastructure projects.
Visit the Professional Indemnity page for more information, collateral and content.
The financial and business interruption implications following an environmental incident can be significant, especially when the event generates substantial publicity. More prescriptive and stringent legislation, heightened media and community awareness, along with the possibility of delayed and protracted ‘long-tail’ claims, make businesses of all kinds increasingly vulnerable either as the cause or the victim of an environmental incident.
Visit the Environmental Impairment Liability page for more information, collateral and content.
Liberty’s Project Cargo and Marine Delay in Start-up products protect against financial loss if transit risk results in a delay to the start-up of a project. Such delays can have a significant effect on a project’s earning capacity and appropriate insurance is prudent, if not crucial.
Visit the Marine page for more information, collateral and content.
To provide liability cover on a major construction or infrastructure project, you need the business appetite, industry knowledge and experience to handle multiple parties and complex risks. Liberty has these capabilities.
Visit the Primary Liability page for more information, collateral and content
Liberty offers a range of surety bonds and guarantees - an alternative to bank guarantees - tailored to the insurance needs of clients in infrastructure and construction, including complex public private partnerships. Time is precious, and bonds are often required at short notice. We prioritise timely bond issuance, working quickly and efficiently, so you can focus on running your business.
Visit the Surety page for more information, collateral and content.
Even when a business factors in how variations in weather will affect its earnings, unexpected extreme weather events present their own risks. Liberty offers Weather Index products that provide cover predicated upon weather conditions set out in the policy documents. This includes products specifically designed for construction companies, outdoor event operators and forestry plantations.
Visit the Weather page for more information, collateral and content
Liberty's Group Personal Accident and Sickness cover provides a valuable pathway to help protect people from unexpected events and provides them with financial security, such as one that leaves an individual unable to work or participate in other activities for an extended period of time. Our standard product is far from standard in scope and we have tailored our product to give customers maximum reassurance with a minimum of fuss.
Visit the Accident & Health page for more information, collateral and content
Our Underwriting Team
Since joining Liberty I have come to understand the importance of client collaboration, to arrive at comprehensive solutions that meet clients' respective business needs.
Our Underwriting Team
I enjoy working with brokers to provide tailored solutions and value to our clients.
Our Underwriting Team
Over the last decade at Liberty, my focus has always been on professional indemnity, and working collaboratively with our stakeholders to tailor solutions for their clients.
Our Underwriting Team
I work with clients to satisfy their contractual obligations whilst optimising their balance sheet through surety products.
Our Underwriting Team
I work collaboratively with insureds, brokers, co-insurers and third party service providers to achieve a fair, prompt and mutually acceptable outcome, aiming to deliver an exceptional service every time.
Our Underwriting Team
My focus is on understanding our clients and delivering quality underwriting solutions.
Our Underwriting Team
I lead our Sydney Professional and Financial Risks team, creating underwriting solutions that truly help our clients progress with certainty and confidence.
Our Underwriting Team
With over 30 years' experience underwriting liability business exclusively through broker partners, I am passionate about continuing to work together developing sustainable products and coverage solutions for our mutual clients.
Our Underwriting Team
My goal is the same as Liberty's – to provide the best recall solution in the Australian market, and to further tailor this to suit a client's individual needs.
Our Underwriting Team
Over the past decade, I have assessed credit worthiness of corporates across a broad range of sectors in the Australian as well as overseas markets.
